Last Updated: April 2026
1. About Policylane
Policylane (“we”, “us”, “our”) is an independent insurance advisory and lead generation platform. We help individuals understand and explore insurance options offered by licensed insurance companies such as LIC, ICICI Prudential, and others regulated by the Insurance Regulatory and Development Authority of India (IRDAI).
Policylane is NOT an insurance company. We do not sell, underwrite, or issue insurance policies directly.
2. Services We Provide
- Free insurance consultation and guidance
- Connecting users with licensed insurance advisors
- Educational information about insurance products
3. User Responsibilities
By using this website, you agree that:
- You are 18 years of age or older
- Information provided by you is accurate and truthful
- You will not misuse our platform for any unlawful purpose
4. No Obligation
Using our platform or booking a consultation does not obligate you to purchase any insurance product. All decisions are entirely yours.
5. Third-Party Insurers
Insurance products discussed or recommended are offered by third-party licensed insurers regulated by IRDAI. Policylane is not responsible for the terms, conditions, premiums, or claims of any insurance product offered by these companies. Please verify all product details directly with the respective insurer before making any decision.
6. Limitation of Liability
Policylane shall not be held liable for:
- Any financial loss arising from insurance decisions made based on information from this website
- Accuracy of information provided by third-party insurers
- Technical issues or interruptions beyond our reasonable control
- Any indirect, incidental, or consequential damages arising from the use of our platform
7. Intellectual Property
All content on this website including text, graphics, logos, and images is the property of Policylane and is protected under applicable Indian intellectual property laws. You may not reproduce, distribute, or use any content without prior written permission from Policylane.
8. Privacy
Your personal data is handled as per our Privacy Policy available at www.policylane.in/privacy-policy. By using our website, you also agree to the terms of our Privacy Policy.
9. Third-Party Links
Our website may contain links to external websites for your convenience. Policylane has no control over the content or privacy practices of these sites and does not endorse them. We recommend reviewing their respective Terms & Conditions and Privacy Policies before sharing any personal information.
10. Governing Law
These Terms & Conditions are governed by the laws of India. Any disputes arising from the use of this website or our services shall be subject to the exclusive jurisdiction of the courts in Delhi, India.
11. Changes to These Terms
We reserve the right to update these Terms & Conditions at any time. Changes will be posted on this page with an updated date. Continued use of our website after any changes constitutes your acceptance of the revised terms.